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Kitchen Projects That Deliver BIG Results

Right in that happy middle ground between simply updating your cabinet hardware and doing a full gut renovation, midsize kitchen remodels focus on the areas that matter most. They solve your biggest frustrations — or take advantage of exciting possibilities — to create a big visual and functional impact, without the stress or price tag of starting from scratch. Here are 10 ideas worth exploring! Use this list help you determine which updates will have the biggest impact in your kitchen and bring them to life.

Add an Appliance Garage

    • Small appliances like toasters, coffee makers and blenders can quickly take over your countertops. Tucking them away in a cabinet helps with clutter, but it’s not very convenient. Enter the appliance garage! A cabinetmaker can modify your existing cabinets to create a dedicated spot with pocket, tambour or flip-up doors — or add a shallow cabinet right on the countertop that blends in with your current finish. Add an outlet inside, and you’ve got a neat, out-of-sight home for your appliances that keeps your kitchen looking streamlined while everything stays within easy reach.

Upgrade Your Appliances

    • Whether you go bold with standout appliances or keep things sleek with panel-ready models, swapping out dated refrigerators, ranges, hoods and dishwashers gives your kitchen an instant refresh. Today’s appliances are also more energy-efficient and packed with smart features, saving money and making everyday cooking easier. Sticking with the same sizes is usually simplest, but a skilled cabinetmaker can often adjust surrounding cabinetry to fit slight differences.

Change the Countertop

    • Because countertops take up so much visual space — especially on a big island — they often set the tone for the whole kitchen. Swapping out an outdated or worn surface can instantly refresh the room and make a huge impact. Upgrading from laminate or tile to a more durable, easy-care material can boost function too. While it’s an investment (and may affect your backsplash), even changing just the island top to a contrasting, complementary material can give your kitchen a stylish new look.

Replace the Backsplash

    • Swapping out — or adding — a backsplash is a simple upgrade that can totally transform your kitchen without touching the cabinets or countertops. It’s a great chance to play with bold color, fun shapes or eye-catching patterns to give a neutral space some personality. Prefer a calmer vibe? A more subtle tile can let other features shine. If a full redo feels like too much, highlight just one spot — like behind the range — for a standout focal point. Or, if you’re updating your counters too, carry the same material up the wall for a sleek, seamless look.

Give Your Existing Cabinetry a Make-Over

    • If your kitchen layout works and your cabinets are in good shape, a professional paint or stain job can completely refresh the space. Not loving the door style? Refacing is a budget-friendly way to get a whole new look without a full replacement. Pros swap out doors and drawer fronts, veneer the cabinet boxes, and can update hinges and hardware at the same time. It’s also a great moment to boost storage or style — add cabinets to reach the ceiling, or switch a few solid doors to glass or metal mesh for a lighter, display-ready feel. Big impact, far less hassle.

Replace Your Flooring

    • Kitchen floors take a beating, and over time they can look worn, uneven or just outdated. Replacing them is a great way to freshen up the whole space, boost safety and better connect your kitchen to the rest of your home. If your subfloor is in good shape, floating or click-lock options — like laminate or engineered wood — can often go right over the existing floor for an easier install. Want a seamless look with tile or solid wood, especially in an open-plan space? Removing the old flooring may be worth it for that clean, cohesive finish.

Find Prep and Dining Space

    • Adding an island or eat-in spot is a top priority for many homeowners. Even in smaller kitchens, a designer can often squeeze in a narrow prep island with a stool or two, keeping plenty of clearance and avoiding traffic jams — all without changing the room’s footprint.

Build a Beverage Station

    • Dreaming of a stylish bar or coffee station? Even if your older kitchen didn’t come with one, you can often create it from unused space — like that old built-in desk that’s been collecting clutter for years. A remodeling pro can help you turn it into a beverage hub with an outlet, durable countertop and smart storage for glasses and supplies. Want to level it up? Add a sink, mini-fridge, wine chiller or even a built-in espresso machine. Just be sure to check local building codes and work with licensed pros before you start.

Maximize Your Interior Storage

    • If storage is your main frustration, you might not need more cabinets — just smarter organization. Simple add-ons like drawer dividers and pullouts can help, but a customized system designed around your space and cooking style can make a world of difference. From taming deep drawers to conquering that tricky corner cabinet, the right setup keeps everything easy to find and perfectly suited to your needs.

Don’t Forget Your Pet!

    • In a recent survey, more than 1 in 5 renovating pet owners added pet-friendly features to their remodel — and it’s easy to see why! If you’ve got a furry family member, consider a built-in feeding station at the end of an island or cabinet run, even with a handy pot filler if you’d like. Add a pullout or tilt-out bin nearby for food storage, and you’ve got a smart, stylish upgrade that keeps both you and your pet happy.

I hope you all had a wonderful February. Until next month!

Source: houzz.com

Posted in: Buying A Home, Getting To Know You, Home Improvement News, Home Maintenance, Portland, Real Estate Tagged: Home Buying, Home Design, Home Tips, Homeownership Tips, Kitchen Design, Portland, Real Estate, Remodel Tips, Sean Besso

Looking Ahead to 2026! 🌲🏡✨

Looking Ahead to 2026: Portland Real Estate Trends, Fresh Curb Appeal, and a Festive New Year Treat 🌲🏡✨

Hello, Portland friends! As we welcome a brand-new year, I’m feeling optimistic about what 2026 has in store for our local real estate market. Whether you’re planning to sell your home at the start of the year or simply staying informed, a little insight and preparation can make a big difference. Let’s take a friendly look at expected Portland-area market trends, easy curb appeal ideas, and—because celebrations matter—a fun New Year recipe to enjoy with the people you care about.


Portland, Oregon Real Estate Market Trends for 2026

The Portland metro market continues to evolve, and 2026 is shaping up to be a year of steadier, more thoughtful movement.

A More Balanced Market
After several years of ups and downs, many Portland-area neighborhoods are seeing a healthier balance between buyers and sellers. While well-priced homes remain in demand, buyers are taking more time and making informed decisions.

Moderate, Sustainable Price Growth
Home values are expected to grow at a calmer, more sustainable pace in 2026. This stability benefits everyone by encouraging confidence and reducing the stress that often comes with extreme market swings.

Condition and Presentation Matter More Than Ever
Portland buyers are paying close attention to how well a home has been maintained. Move-in-ready properties—or homes that clearly show pride of ownership—tend to stand out and sell more smoothly.

Lifestyle and Location Still Shine
Access to daily conveniences, green spaces, and flexible living areas continues to be important. From walkable neighborhoods to quiet residential streets, buyers are looking for homes that support their everyday lives.


Curb Appeal Tips for Selling at the Start of the Year

If you’re planning to list your home in early 2026, curb appeal is one of the most effective ways to make a strong first impression—rain or shine!

Brighten the Entry
A fresh coat of paint on the front door, clean hardware, or a welcoming seasonal wreath can instantly boost your home’s charm.

Keep It Clean and Clear
Power-wash sidewalks, driveways, and siding. Trim back plants, clear debris, and make sure walkways are safe and tidy.

Add Simple Greenery
Potted evergreens, winter planters, or neatly maintained shrubs bring life and warmth during Portland’s cooler months.

Warm, Inviting Lighting
Exterior lighting is especially important in winter. Make sure porch lights work and consider soft pathway lighting to create a welcoming glow.

Don’t Forget the Small Details
Updated house numbers, a clean mailbox, and clutter-free entry areas send a clear message: this home has been cared for.


A Fun New Year Recipe: Sparkling Citrus Punch 🍊🥂

Celebrate the New Year with a bright, refreshing drink that’s easy to make and fun to share!

Ingredients:

  • 1 cup orange juice

  • ½ cup pineapple juice

  • Sparkling water or lemon-lime soda

  • Orange or lemon slices

  • Ice

Instructions:

  1. Fill glasses with ice.

  2. Pour in the orange and pineapple juices.

  3. Top with sparkling water or soda for fizz.

  4. Garnish with citrus slices and serve right away.

Cheers to fresh starts and joyful moments!


A Thoughtful Start to 2026

Portland’s real estate market in 2026 rewards preparation, thoughtful pricing, and homes that feel welcoming and well maintained. If you’re considering selling, starting early and focusing on presentation can set you up for success.

Here’s to a happy, healthy, and hopeful New Year—filled with new beginnings and exciting possibilities across Portland and beyond! 🎉🏡

Posted in: Buying A Home, Getting To Know You, Portland, Real Estate Tagged: Curb Appeal, Home Buying, Home Design, Home Tips, Homeownership Tips, Market Trends, Portland, Real Estate, Sean Besso, Winter

Ways to Prep Your Garden & Yard for Winter

Winter is coming! Try tackling some of these outdoor to-do’s and set up your garden for success in Spring.

Finish Fall Harvesting

    • Harvest most vegetables and fruits from your garden before the weather turns frosty. Some vegetables, such as kale, can handle the cold, so you can let them go longer. But if you live in a region that gets heavy snowfall, you’ll want to harvest everything before your vegetable garden gets buried.

Assess Your Yard’s Health

    • Take a general survey of how the plants in your garden are faring. If they have been struggling, try to determine if the location is wrong, the plants need additional care or you simply need to move or replace them. Fall is also a good time to make plans for any problematic areas you’ve noticed during the past few months; you can deal with them either immediately or in early spring. This might include addressing areas that are too dry or overly soggy, or managing overgrown plants or barren patches. Assess outdoor structures at the same time. You’ll want to make any needed repairs before winter weather sets in.

Prep Outdoor Furniture for Colder Months

    • Clean cushions, pillows, rugs, throws and other decorative items as well as portable outdoor furniture when the outdoor entertaining season is over in your area. Move everything to a protected place, such as a garage, shed or storage unit, for the season. If you plan to keep using your outdoor spaces throughout the colder months, invest in good protective covers. Do the same for fixtures that are permanently installed but vulnerable to cold temperatures or temperature fluctuations, such as birdbaths, fountains, fire pits, grills and outdoor kitchen features.

Do Some Clean Up

    • Remove fading annuals and plants that are diseased or dead or have been infested by insects. Cut off any rotting stems or mushy foliage on herbaceous perennials, or completely cut back those plants. You also should cut back plants, such as lilies, irises and peonies, that will die off and be more difficult to clean up in spring, or that are susceptible to diseases, especially fungal diseases, that can develop in winter. Do the same with exuberant self-seeders, or you may end up with an overabundance of them come spring. Trim plants that need a light shaping. Check trees and large shrubs for dead or weak branches that might break during storms. Removing them will prevent damage to both the plants and the surrounding areas. Fall is not the ideal time for a major pruning, but you can gently shape plants and remove limbs.

Protect Your Containers

    • Move ceramic, terra-cotta and other fragile containers indoors or to a sheltered spot for the winter, as they can easily crack when exposed to the cold. Insulate larger containers that can’t be moved. Metal, stone and concrete containers are more cold-tolerant, but you might want to move them as well, especially if you expect extreme weather or they are pieces you love. Clean any empty containers and store them in a shed, garage or other sheltered place until you’re ready to reuse them in the spring.

Tackle Lawns & Garden Beds

    • Aerate and de-thatch your lawn in fall to loosen the soil and encourage absorption of air, water and nutrients. Doing so also will encourage strong root growth. Rake leaves off lawns and garden beds on a regular basis. Add them to a compost or leaf pile, or mulch them with a mower to break them up. You can lightly scatter shredded leaves over the lawn to decompose and enrich the soil over winter, but be careful not to smother the grass. Add shredded leaves to your garden beds as well, along with bark mulch, compost or leaf mold.

Prep Your Pipes

    • In cold-winter regions, shut off any exterior water systems before cold weather hits. Then open the tap and drain the lines to prevent damage. Finally, disconnect any hoses. Do the same for any water lines leading to an outdoor kitchen. At the same time, drain and clean any outdoor water features, such as fountains and ponds. In warmer regions, check that your irrigation system is still working correctly. Repair or replace any sprinkler heads or drip system components as needed. Cut back on watering frequency as the weather cools. If rainfall is sufficient, turn the system off. Even if you live in a warmer area, it’s a good idea to keep an eye on winter forecasts. Insulate exterior pipes and taps if a freeze is predicted, especially one that will last several days. Another option is to open the taps slightly to allow water to slowly drip out.

Overwinter Delicate Plants

    • Move tender plants and less hardy overwintering bulbs, especially those in ceramic or terra-cotta containers, to a sunny window or sheltered spot for the winter. If moving plants isn’t practical, you can cover them with cloches or cold frames.

Clean & Store Tools

    • Whether gardening season is coming to an end or you’ll continue to work in your yard, fall is an ideal time to repair, clean and sanitize your outdoor tools. Store them in a shed or garage where you can easily access them if needed but where they are protected from winter weather.

Get a Head Start on Spring Planting

    • Add soil amendments to planting beds before winter sets in. They’ll break down during the coming months, and you’ll be able to get a jump on spring planting once the soil is dry enough to work. If you live in a warm-winter area, you also can grow cover crops, such as fava beans or clover, throughout the season that will restore nutrients to the soil or support overwintering pollinators. Sow wildflower seeds and plant bulbs, either in the ground or in containers, for spring blooms.

I hope you all had a lovely Thanksgiving surrounded by friends and loved ones. Until next month!

Source: houzz.com

Posted in: Buying A Home, Getting To Know You, Portland, Real Estate Tagged: Exterior Design, Garden Tips, Home Buying, Home Design, Home Tips, Homeownership Tips, Portland, Real Estate, Sean Besso, Winter, Yard Maintenance

Ways to Refresh Your Yard

Summer is quickly coming to an end, but it’s never too late to refresh your yard this season. We still have plenty of nice weather days ahead of us, so make the most out of it with the design ideas below and enjoy your newly revitalized yard before fall arrives.

Revive Your Planters

    • Replace fading blooms with summer favorites. Purchasing plants that are ready to bloom rather than already in full bloom will help you extend the season. You might also want to refresh your potting soil to give the new plants a good start.

Refresh with New Paint

    • Add a splash or two of an unexpected color to give your yard a new look without a lot of fuss. Start small with a painted pot or Adirondack chair, or experiment with other garden elements. Look for paint designed for both the surface you are painting and for outdoor use. Also, if you’ll be painting a planter used for edibles, be sure to choose a nontoxic option.

Add Umbrellas or Shade Sails

    • Use a freestanding umbrella to provide shade in spots other than above your dining table. You’ll find umbrellas in a range of size and colors. A shade sail can provide even more protection for a sitting or dining area without closing off the rest of the space. The breezes will still circulate to cool you down, but you’ll have a bit of respite from the direct heat. Even better, you’ll find plenty of color options to choose from so that you can tailor the look to your landscape design.

Change Out Pillows and Cushions

    • New pillows and cushions go a long way toward giving furnishings a fresh look. Bonus: Many retailers put their summer-theme offerings on sale at this time of year. And while you’re at it, you might also find just the right chair or table to fit the new look.

Light Things Up

    • Supplement your existing outdoor lights with lanterns and candles that will enhance the ambiance. Opt for large statement pieces, such as lanterns like the ones seen here, or place smaller pillar candles or tea lights around your entertaining areas for a soft, continuous glow. Whatever type of lighting you choose, be sure that it is study and place it so it won’t be knocked aside or tipped over easily, especially if you have live flames. Consider making things even safer by opting for battery-powered versions.

Hang a Hammock or Swing

    • Nothing says summer quite like hanging out in a hammock or drifting back and forth on a swing. If your hangout place is also a brilliant color that matches the colors in your summertime yard, so much the better. Whether you choose a hammock or a swing, make sure it’s securely anchored before you put it to use.

Create a Relaxing Retreat

    • Move chairs and sofas from a spot that’s basking in the sun to a location under a shady tree. The naturally filtered light will help cool things down, and you’ll be able to enjoy the beauty of your yard while reading, sipping or simply daydreaming.

Designate a Place for Drinks

    • Borrow the idea of a bar cart for your outdoor space. You won’t want to keep the drinks there full time, but having a set location and a few accoutrements handy, including a tub for chilling drinks and bar tools, will mean you’re ready to go when it’s time to bring things out. A bar cart also can do double duty as a table or counter when not in use for drinks. Closed cabinetry will let you keep some glassware and cutlery as well as any bar tools outside. To make juggling everything you’ll be bringing out from the kitchen even easier, consider having a weather-friendly tray on hand. If space is tight, look for other possible options when it’s time to entertain: the end of a counter, the top of a storage cabinet or even a potting bench.

Roast Mallows and Gather Around a Fire Pit

    • Extend the evening by gathering around a fire. It’s the perfect way to relax, sip some drinks and maybe make a s’more or two. If a permanent fire pit isn’t in your budget or landscape plan right now, look for smaller portable options, including some that use propane or electricity for the flames. They’re generally readily available and less expensive than built-in fire pits, and they have the added advantage of allowing you to place them wherever the action is for the evening.

Take Movie Night Outdoors

    • Turn your yard into an outdoor movie theater. A full outdoor theater is a commitment, but for an occasional family-and-friends movie night, especially if you aren’t fussy about quality, you can get by with a portable screen, white sheet or wall; a reliable projector or favorite movie player; speakers that can compete with ambient nighttime sounds from traffic noise or windy gusts; and some comfortable lawn chairs or lounges. Locate your screen in a spot that’s relatively free from adjacent lighting, and set up the projector and sound system. Also, be aware of how your location will affect your neighbors. You don’t want to blast them out with loud sounds or project something unsettling, such as a horror flick, to the neighborhood. Then just add popcorn and enjoy.

Comment with any changes you’ll be making to your yard before the end of summer. Until next month!

Source: houzz.com

Posted in: Buying A Home, Getting To Know You, Portland, Real Estate Tagged: Exterior Design, Home Buying, Home Design, Home Tips, Homeownership Tips, Outdoor Decor, Outdoor Decorating, Outdoor Furnishing, Portland, Real Estate, Sean Besso

Reasons to Cook & Eat Outdoors This Summer

Get the grill ready! Nothing beats the smell of dinner sizzling on the grill and relaxing al fresco dining. It’s simple pleasures like this that should be enjoyed more often. Here are 10 reasons to bring your crew outside for dinner (or breakfast or lunch) more often this season and beyond.

It Becomes a Social Event

    • When you’re cooking outside, preparing dinner is part of the fun instead of a chore that keeps you holed up in the kitchen alone. Family and friends can easily hang out and chat with whoever is stationed at the grill, and can pitch in by prepping sides or gathering plates.

Cooking Outside Keeps Your Kitchen Cool

    • On the hottest, muggiest days of summer, just the thought of turning on the oven can be horrifying. Keep your cool by cooking and serving dinner outdoors instead.

Skip the Kitchen Clean Up!

    • Not only does eating outdoors mean less kitchen prep, it means less cleanup too — and who doesn’t want that? Whether you’re cooking for a big crowd or just family, having a night off from messy pots and pans can be a big relief.

Hosting Outside Means You Don’t Have to Deep Clean the House

    • If you’d love to invite people over more often but hate the time it takes to get the house presentable, outdoor dinner parties may be the ideal solution. Put a fresh tablecloth on the outdoor table, maybe turn on some twinkle lights and you’re good to go.

Grilling is a Crowd Pleaser

    • When some folks in your group are vegetarian, some are vegan, some are gluten-free and others are mega meat eaters, it can seem impossible to please everyone. But when you’re grilling, customizing each diner’s plate is fairly simple — especially if you ask everyone to bring something they would like to eat to contribute to the grill.

Grilling Tends to be Quicker

    • With slow-cooked barbecue being the (rather delicious) exception, most cooking on the grill tends to fall into the quick-cooking category. Think grilled veggies, kabobs and burgers — it’s so easy, there’s no reason you couldn’t cook dinner on the grill most weeknights, especially if you have a quick-to-heat gas grill.

It Makes Weeknight Dinners Feel Special

    • There’s something about cooking and eating outdoors that can make any old dinner feel more like vacation. And if you have kids, eating outside also means that they’re more likely to run off and play outside when they finish the meal, rather than beg for screen time, so it’s a win-win.

It Works for Breakfast & Lunch Too!

    • If the weather is pleasant, why not bring your breakfast or lunch outdoors, where you can enjoy it in the fresh air? If you don’t feel like turning on the stove at all, make like you’re camping and cook up some French toast in a cast iron skillet on the grill, or roast hot dogs for lunch on a lazy Saturday.

You Can Host a Larger Crowd Outdoors

    • Even if your house is small or doesn’t have the right flow for entertaining a crowd, chances are that more can fit comfortably outdoors. And when you consider that people like to stand around the grill, you probably don’t even need as many seats as you would if you hosted the same number of folks indoors.

Food Tastes Better Outside

    • Is it some ancestral memory of cooking on the fire? Is it the fresh air? Whatever the reason, food eaten outdoors always seems to taste better, and who’s going to argue with that?

Be sure to comment with some of your favorite grilling recipes. Until next month!

Source: houzz.com

Posted in: Buying A Home, Getting To Know You, Portland, Real Estate Tagged: Exterior Design, Home Buying, Home Design, Home Tips, Homeownership Tips, Outdoor Decor, Outdoor Decorating, Outdoor Furnishing, Portland, Real Estate, Sean Besso

Outdoor Furnishing Trends for 2025

Summer is on the horizon which means BBQs, backyard movie nights, and soaking up the sun with friends and family. Here are a few of this years outdoor furnishing trends if you are wanting to give your backyard furniture a refresh before summer starts.

Modular Seating

    • Modular sectional sofas offer lots of versatility, so it’s no surprise that manufacturers seem to be offering more (and more stylish!) outdoor options every year. Comfy foot rests double as stools and side tables

Wicker

    • For the most durable outdoor wicker furniture, look for synthetic resin wicker, often made from PE plastic, which mimics the look of natural wicker but offers superior weather resistance and longevity. This type of wicker is highly resistant to sun exposure, moisture, and grime, making it ideal for year-round outdoor use. 

Sculptural Concrete Tables

    • Concrete-composite tables in free form shapes are everywhere this season and for good reason. Not only are they durable and long lasting, they can withstand all types of weather. They also add interesting textural and material variety to any outdoor furniture set.

Bringing the Indoors Outdoors

    • As homeowners are increasingly wanting an “indoor-outdoor” space, new patio furniture is following suit. This can be achieved by using furniture and decor elements that are typically found indoors, like plush cushions, stylish light fixtures, and even indoor-style rugs. 

Stripes

    • Stripes can be very versatile and stylish when it comes to finding the perfect pattern for outdoor furniture. Whether they are thicker (like in the photo below) or thinner stripes, they can immediately elevate your space and create visual interest.

Nature-Inspired Furnishing

    • Take inspiration from nature when finding pieces for your backyard. Think wood tones, natural materials, organic hues, and sculpted shapes inspired by nature. Whether it’s lush jungle vibes or calming forest hues, this design movement called Biomimicry can turn your outdoor space into a living, breathing oasis.

Resort Moods

    • To get that poolside at Palm Springs or beachfront St. Tropez vibe, consider luxurious comfort with plush cushions and throw pillows. Incorporate natural materials like teak, wicker or rattan and use vibrant colors and fun patterns.

Until next month!

Posted in: Buying A Home, Home Improvement News, Portland, Real Estate Tagged: Exterior Design, Home Buying, Home Design, Home Tips, Homeownership Tips, Outdoor Decor, Outdoor Decorating, Outdoor Furnishing, Portland, Real Estate, Sean Besso

Steps to Homeownership: Spring Clean Your Finances

The Spring season is in full swing, and it’s time to wipe away the dust and grime from winter. But this physical and mental refresh doesn’t just apply to your home. Use these seven steps to clean up your finances!

Refresh Your Budget

    • Start to make a budget by gathering your bills and pay stubs. When you have your bills and pay stubs:
      • Step 1: Make a list of your bills and other expenses and the amounts. Bills include things like rent, electricity, water, or telephone service. Expenses are things you spend money on, like food, gas, clothes, and entertainment.
      • Step 2: Use your pay stubs to write down how much money you make each month. This is called income. Also include any other money you get, like child support.
        • Some people don’t get paid every month. If you don’t get paid every month, use your income from last year to estimate your monthly income. Add all your income last year. Then divide that number by 12 to find a monthly income estimate.
      • Step 3: Subtract your monthly bills and expenses from how much money you make in a month. This number should be more than zero. If the number is less than zero, you’re spending more money than you make. Look for things in your budget you can change.

Review Your Credit Report

    • To review your credit report, you can request a free copy from AnnualCreditReport.com. This website is authorized by the Federal government and provides free annual credit reports from Equifax, Experian, and TransUnion. You can usually access your report immediately after verifying your identity. 

Take Inventory of Your Debt

    • To effectively take inventory of your debt, first gather all your financial statements and credit reports, then create a detailed list of all your debts, including balances, interest rates, and monthly payments. Next, track your income and expenses to understand your financial situation and identify areas where you can cut back to free up more money for debt repayment. Finally, choose a debt repayment strategy that aligns with your financial goals and track your progress. 

Bolster Your Emergency Fund

    • To effectively bolster your emergency fund, start by setting a specific, achievable goal, such as saving $1,000 or covering three to six months of essential expenses. Then, consistently save by automating transfers from your checking account to your savings account. Additionally, explore ways to increase your income, cut expenses, and save any unexpected windfalls. 

Boost Your Retirement Investing

    • If you’re just beginning to put money away for retirement, start saving as much as you can now. That way you let compound interest — the ability of your assets to generate earnings, which are reinvested to generate their own earnings — have an opportunity to work in your favor. Open/contribute to a 401 (k) account and consider establishing an individual retirement account (IRA) to help build your nest egg.

Maximize Your Credit Card Rewards

    • To maximize credit card rewards, choose cards that align with your spending habits, earn welcome bonuses, pay off balances in full each month, and leverage bonus categories and redemption options. Understanding your spending patterns and the rewards structures of different cards is key to maximizing your earnings. 

Revisit Your Financial Goals

    • To effectively revisit your financial goals, regularly assess your current financial situation, adjust your goals based on life changes, and prioritize those that remain relevant. This includes reviewing your budget, checking emergency funds, and ensuring you’re on track with your long-term goals, like retirement planning. 

Until next month!

Posted in: Buying A Home, Personal Finance, Portland, Real Estate Tagged: Checklist, Financing, Home Buying, Home Tips, Homeownership Tips, Portland, Real Estate, Sean Besso, Spring, Steps to Homeownership

Festive Decorating Ideas for Small Spaces

You don’t need much to make your home feel like a winter wonderland this holiday season. Here are few ideas to help you decorate any space in your home – no extra large christmas tree required!

Snuggly Bedding

    • Now is the time to bust out those cozy flannel sheets and warm plaid blankets! Place a warm fuzzy blanket on your sofa along with some holiday throw pillows and voila – easy festive living room decor!

Mantle Decorations

    • A simple green garland that can be purchased at any garden center or local tree farm looks holiday-ready when draped over your mantle. Add candles (battery operated is recommended), twinkle lights, nutcrackers, pine cones, etc. for a little extra holiday cheer.

Pine Cone Garlands

    • Speaking of garlands and pine cones, why not combine the two? Whether you buy pine cones or forage your own, you can elevate them with brushed on gold leaf. Attach them to some rope for a rustic natural feel and drape them across your mantle, entry or doorways.

Hot Beverage Bar

    • Nothing says cozy winter time like a specific station set up for hot drinks. A tray stocked with the makings of your favorite hot beverage is sure to be a hit at any holiday gathering. Use an insulated thermos to keep hot drinks toasty, and prop up a sign to let guests know what’s on tap. Garnish with marshmallows, candy canes, and cinnamon sticks.

Branch in a Vase

    • This may seem very simplistic, but trust me when I say it can be a huge statement piece in any space. Take a fresh cutting from a tree outside and place it in a large jar with cold water. Surround it with white candles or even tiny presents. If you don’t have the space for a large christmas tree, this is a great alternative. It’s simple, beautiful, and very hygge (a mood of coziness and “comfortable conviviality” with feelings of wellness and contentment).

Holiday Books

    • By strategically placing your favorite holiday books beneath a glass-top coffee table or propped up between bookends on a console table, you create fun and personalized holiday decor. Try using vintage children’s picture books or holiday classics like “Little Women” or “A Christmas Carol”.

Sprig of Red Berries

    • This is one of the most cost effective ways to decorate for the holidays. Take some red berry sprigs and pop them in a glass or ceramic vase you already own. Not only does this bring color to any room in your home, it also brings warmth. Try placing them on your mantle, in your powder room, bookshelves, or on bedside tables.

Chalk Art

    • Transform a chalkboard or a chalkboard painted wall into a holiday prop. Draw a wintry scene or a christmas tree. You can even place some wrapped gifts under your hand drawn christmas tree for added decor.

Mini Wreaths in Your Window

    • You can find mini wreaths at craft stores or even create some of your own. Hang an assortment of wreath sizes from your window with red ribbon at different lengths for a stunning effect that works great indoors and outdoors.

Advent Garland

    • Kids or no kids, advent calendars can be a lot of fun! Have a pet? Consider filling it with toys and treats for your furry best friend. These festive calendars look great hung up on a blank wall, banister or above your mantle.

Posted in: Buying A Home, Investment Property, Personal Finance, Portland, Real Estate Tagged: Home Buying, Home Buying Process, Home Tips, Portland, Real Estate, Sean Besso

Home Buying at a Glance

A lot goes into buying a home! To make things a little easier to understand, here is a quick overview so you are prepared and have an idea of what to expect when it’s time for you to buy. 

Decide on a Budget for Your Purchase

    • One of the most important steps of the home buying process is figuring out what your budget is. During this process, you’ll want to start talking to lenders, finding out about interest rates, obtain pre-approval letters. Your lender will help you figure out your debt-to-income ratio and what kind of loan you qualify for. While deciding on your budget, keep in mind that HOA dues, property taxes, homeowner’s insurance and private mortgage insurance can all factor into your monthly mortgage payment.

Pick a Location

    • Do some research on various neighborhoods and find out what area you think would suit you best. Make a list of priorities you need in a neighborhood – Do you need a shorter commute? What about school districts? Would you rather be close to shops, restaurants, grocery stores, etc. or in a more secluded area? These are all things to consider when figuring out the best location for you to call home.

Find “The” Home

    • And don’t skip out on asking your Realtor for help (and hopefully that Realtor is me 😉)! Home search websites are great and all, but sometimes the information can be out of date and because they use algorithms, you might not see all of the listings in the location you are looking for. Realtors have various tools not available to the public and they have access to the Regional Multiple Listing Service – the largest real estate listing database in the area. Realtors can keep you in the loop of the newest listings that specifically fit your needs and wants of your future home. Once you’ve found “the one”, it’s time for your next step!

Do Your Due Diligence

    • Find out as much information possible about the home. See if HOA dues apply and how that’ll affect your mortgage payments. Was a home inspection done prior to the house going on the market? If so, review it and make sure the condition of the home is to your liking. In most cases, sellers will fill out a “Seller’s Property Disclosure Statement”. This form discloses information about the property that the seller is aware of. If it has already been provided by the listing agent, go over it with your Realtor and see if anything on the disclosure statement raises any red flags. Think about any renovations and repairs you might want to do to the home and decide whether or not that fits into your budget.

Make an Offer

    • It’s offer time! After doing your due diligence, discuss with your Realtor the amount you should offer for the home. Depending on the market, your offer price might be higher or lower than the listing price. In a highly competitive market, offer prices are usually higher than the listing price. Your Realtor will write up the offer for you to sign and submit it on your behalf to the seller’s agent.

Finalize and Close

    • You just got a call that your offer has been accepted! But now what? Normally after your offer is accepted, you will need to act out certain terms and conditions of your offer. That typically includes providing your pre-approval letter or proof of funds, depositing your earnest money deposit, reviewing the title report and disclosures, schedule a home inspection and have your lender order an appraisal. Once all of the contingencies and terms have been met, you are on your way to closing! Prior to closing, you will receive a final settlement statement from title detailing your closing costs and a closing disclosure from your lender detailing your monthly mortgage payments. Closing will take place on the day specified in your offer contract and you can either sign at the title company where you are closing or you can sign digitally. Once title receives your funds to close, you will sign your closing documents and then move forward with possession. The possession date can either be the same day as closing or it could take place after closing depending on what is spelled out in your contract. During possession, you’ll receive the keys to your new home and VOILA! You’ve successfully gone through the grueling home buying process and are now a homeowner!

Posted in: Buying A Home, Investment Property, Personal Finance, Portland, Real Estate Tagged: Home Buying, Home Buying Process, Home Tips, Portland, Real Estate, Sean Besso

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Whether you are an experienced investor or a first time buyer, I can help you in finding the property of your dreams. Feel free to browse through my profile and please don't hesitate to reach out for any of your real estate needs! Meet Sean...

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2207 NE Broadway Ste. 100
Portland, OR 97232
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